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At a glance

Quick facts

Minimum investment €250,000; Typical timeline 4 months; 3 highlights

Minimum investment
€250,000
Currency: EUR
Typical timeline
From application start
Highlights
  • Greece
  • Capital Investment
  • EU Residency
~10 sec

Quick eligibility check

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1Question 1 of 3 — Are you a non-EU national?

Only non-EU nationals qualify for this program.

2Question 2 of 3 — Do you have access to at least €250,000 in verifiable funds?

The lowest capital route is €250,000 (eligible Elevate Greece startups).

3Question 3 of 3 — Are you willing to hold the investment for the required period?

Many vehicles require a lock-in/holding period.

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Program overview

The Greece Golden Visa – Capital Investment route enables non-EU investors to obtain a renewable five-year residency permit by making qualifying capital investments in regulated Greek instruments, companies, REICs, funds, bank deposits, or eligible startups. Thresholds range from €250,000 to €800,000 depending on the vehicle. The permit includes Schengen mobility and family inclusion, with potential naturalization after 7 years (subject to 183 days annual residence and language proficiency).

Investment overview

Qualifying vehicles & thresholds

  • €800,000 — Market-traded shares, corporate bonds, or Greek government bonds (regulated markets, where applicable).
  • €500,000 — Investment in a Greek company (shares or bonds); REIC subscription; fixed-term bank deposit.
  • €350,000 — Mutual funds or AIFs investing primarily/exclusively in Greece.
  • €250,000 — Eligible startup investments listed on the Elevate Greece National Register.

Notes: Liquidity, lock-ins and regulation vary by product; verify fees and investor-suitability requirements before subscribing.

OptionCapital InvestmentReal Estate Investment
Min Investment€250k–€800k (by vehicle)€250k–€800k (by location/type)
HoldingVehicle-specific; funds often 3–5+ yrsHold property for renewals
LiquidityMedium–High (funds/securities) to Low (REIC/startups)Low–Medium
FamilySpouse, children up to 21, dependent parentsSame
Citizenship7 years with 183-day stay + languageSame
Returns / IncomeInterest, dividends, or capital gains depending on vehicleRental income from property

Costs & proof of funds

Costs & funds

Program fees & proof of funds

Fees listed: 10 line items. Estimated totals: €3,750,700 (EUR). Proof of funds items: 1.

Estimated program totals
EUR: €3,750,700
Required proof of funds
EUR: €0

Detailed fee table

Program fee breakdown with price, timing and notes.
ItemPriceWhenNotes
Shares, corporate or Greek government bonds€800,000Upon investing

Min. €800,000 in Greek regulated market securities.

Greek company (shares/bonds)€500,000Upon investing

Min. €500,000 in a Greek company.

Public REIC subscription€500,000Upon subscribing

Min. €500,000 in a Public REIC.

Greek government bonds€500,000Upon investing

Min. €500,000 in government bonds.

Fixed-term bank deposit€500,000Upon depositing

Min. €500,000 in a Greek bank deposit.

Mutual fund (Greek shares/bonds)€350,000Upon investing

Min. €350,000 in qualifying mutual funds.

Alternative Investment Fund (AIF)€350,000Upon investing

Min. €350,000 in AIFs investing exclusively in Greece.

Greek startups (Elevate Greece)€250,000Upon investing

Min. €250,000 in eligible registered startups.

Application Fee€500On submission

Covers government processing and administrative costs for the main applicant.

Residence Permit Fee€200On approval

Covers issuance of the initial 5-year residency permit.

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Proof of funds

  • Proof of funds (verify exact documentary period)€0

    Bank statements and source-of-funds evidence required; confirm months and certification rules per vehicle.

Required (EUR): €0

Figures are indicative and may change with family size, project selection and program updates.

Eligibility

  • Applicant must be a non-EU national.
  • Make and retain a qualifying capital investment and meet any holding/lock-in rules for the chosen vehicle.
  • Transfer funds from abroad and provide verifiable proof of source of funds.
  • Complete documentation and attend a biometric appointment in Greece.
  • Comply with AML/KYC checks and any product-specific investor suitability tests.

Key benefits

  • Obtain a renewable five-year residency permit through capital investments in regulated Greek instruments.
  • Potentially higher liquidity options compared with real estate (depending on vehicle).
  • Access to Schengen visa-free travel for residency holders.
  • Pathway to Greek citizenship after 7 years with 183-day annual residency and language proficiency.
  • Option to diversify across bonds, funds, REICs, and startups to fit investor goals.

Application process

Process

How it works

  1. Step 1: Select vehicle & diligence

    Choose a qualifying capital vehicle (bonds, REIC, AIF, mutual fund, bank deposit, startup equity) and complete due diligence.

    GuidedAvg. 2–4 weeks

  2. Step 2: Engage provider & subscribe

    Work with local counsel/broker; legalize POA if needed; obtain Greek tax number (AFM).

    GuidedAvg. 2–4 weeks

  3. Step 3: Transfer funds & confirm

    Transfer funds from abroad; receive purchase/subscription confirmations.

    GuidedAvg. 2–4 weeks

  4. Step 4: Prepare application

    Compile documents and file the Golden Visa application.

    GuidedAvg. 2–4 weeks

  5. Step 5: Biometrics

    Attend biometric enrollment in Greece within 6 months.

    GuidedAvg. 2–4 weeks

  6. Step 6: Permit & renewals

    Receive 5-year residency; renew every 5 years while retaining the qualifying investment.

    GuidedAvg. 2–4 weeks

Who this program is NOT for

  • Serious criminal convictions or unresolved investigations.
  • Insufficient or unverifiable source-of-funds documentation.
  • Failure to meet investor suitability or regulatory requirements for specific capital products.

Not a match? Explore other programs in Greece.

Frequently asked questions

€800,000 (market-traded securities), €500,000 (company shares/bonds, REICs, bank deposits), €350,000 (mutual funds/AIFs), €250,000 (eligible Elevate Greece startups).

Mutual funds and some market-traded securities are typically more liquid; REICs and startup equity may have lock-ins.

Returns depend on the instrument (interest, dividends, capital gains). They do not generate rental income like property.

Many vehicles have minimum holding/lock-in periods affecting renewal eligibility; confirm terms for your chosen product.

Changing or liquidating the qualifying investment can affect renewal eligibility — consult counsel first.

Typical timelines are 2–4 months, depending on documentation and investment type.
Explore

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