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At a glance

Quick facts

Minimum investment €250,000; Typical timeline 15 months; 3 highlights

Minimum investment
€250,000
Currency: EUR
Typical timeline
From application start
Highlights
  • Portugal Golden Visa
  • Capital Transfer
  • Investment Fund
~10 sec

Quick eligibility check

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1Question 1 of 2 — Do you hold a valid non-EU passport?
2Question 2 of 2 — Can you commit at least the minimum investment for your chosen capital transfer option?

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Program overview

The Capital Transfer route allows non-EU nationals to obtain Portuguese residency by investing into qualifying funds, research, or cultural projects. Minimum investments vary by sub-option and funds must be transferred from abroad. Family members, including spouse, dependent children (≤26), and dependent parents, can be included. Physical presence is minimal (7 days/year).

Investment overview

  • Investment Fund / Venture Capital Fund: €500,000 minimum; ~60% must go into Portuguese companies; 5-year holding expectation.
  • Research Activities: €500,000 capital transfer to approved research institutions; documentation required.
  • Artistic Production / Cultural Heritage: €250,000 (or €200,000 in low-density areas); project pre-approval often required.

Costs & proof of funds

Costs & funds

Program fees & proof of funds

Fees listed: 5 line items. Estimated totals: €1,250,000 (EUR). Proof of funds items: 2.

Estimated program totals
EUR: €1,250,000
Required proof of funds
EUR: €250,000

Detailed fee table

Program fee breakdown with price, timing and notes.
ItemPriceWhenNotes
Investment Fund / Venture Capital Fund€500,000Before application submission

Minimum €500,000 into qualifying Portuguese funds; must meet regulator approval and local content rules.

Research Activities€500,000Before application submission

Capital transfer to approved research institutions within Portugal’s national scientific system.

Support for Artistic Production / Cultural Heritage€250,000Before application submission

Minimum €250,000; €200,000 in low-density areas.

Application analysis fee€0At submission—
Residence permit issuance fee€0At issuance—

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Proof of funds

  • Investment amount (proof of transfer)€250,000

    Proof of transfer required (bank statements and transaction evidence).

  • Additional working capital (if applicable)€0

    Varies by project.

Required (EUR): €250,000

Figures are indicative and may change with family size, project selection and program updates.

Eligibility

  • Applicant must be a non-EU/EEA/Swiss national.
  • Valid passport and clean criminal record certificate(s).
  • Evidence of legitimate source of funds and AML compliance.
  • Completed qualifying capital transfer into approved vehicle.
  • Attend biometric appointment and meet minimal presence requirements.

Key benefits

  • Low physical presence requirement (7 days/year).
  • Multiple investment options: funds, research, cultural support.
  • Access to Schengen mobility and Portuguese resident rights.
  • Family inclusion: spouse, dependent children, dependent parents.
  • Clear pathway to permanent residence and citizenship.

Application process

Process

How it works

  1. Step 1: Select a qualifying route

    Choose fund, research, or cultural project and confirm eligibility.

    GuidedAvg. 2–4 weeks

  2. Step 2: Get NIF & bank setup

    Obtain Portuguese tax number and open a bank account if needed.

    GuidedAvg. 2–4 weeks

  3. Step 3: Execute capital transfer

    Complete the transfer and collect receipts.

    GuidedAvg. 2–4 weeks

  4. Step 4: File ARI application

    Upload documents and pay analysis fees.

    GuidedAvg. 2–4 weeks

  5. Step 5: Authority review

    Respond to any requests for additional information.

    GuidedAvg. 2–4 weeks

  6. Step 6: Biometrics & issuance

    Attend biometrics; pay fees and receive residence card.

    GuidedAvg. 2–4 weeks

  7. Step 7: Maintain & renew

    Keep investment for minimum 5 years and meet presence rules.

    GuidedAvg. 2–4 weeks

Comparison

FeatureCapital TransferBusiness Investment
Min Investment€250k–€500k€500k or 10 jobs
TypePassive fund/cultural investmentActive business/company
Ideal ForPassive investors, philanthropistsEntrepreneurs / business owners
Residency Stay7 days/year7 days/year
FamilySpouse, children ≤26, dependent parentsSpouse, children ≤26, dependent parents
Path to Citizenship5 years, 183-day annual stay, language5 years, 183-day annual stay, language
RiskLowMedium
TaxPortuguese income tax; special regimesPortuguese income + corporate/personal tax

Who this program is NOT for

  • Serious criminal convictions or ongoing criminal proceedings.
  • Listed under international sanctions.
  • Failure to demonstrate legitimate source of funds or AML issues.

Not a match? Explore other programs in Portugal.

Frequently asked questions

€500,000 for funds/research; €250,000 for cultural projects (€200,000 in low-density areas).

Typically 5 years; holding period varies by vehicle.

No, low presence is allowed (7 days/year).

Yes — spouse, dependent children (≤26), dependent parents.

No — financial risk applies; Golden Visa relies on qualifying transfer.

Pure real-estate acquisition is currently not a qualifying Capital Transfer.
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