At a glance

Quick facts

Minimum investment: $500,000; Currency: USD

Typical timeline: Varies; From application start

Highlights

Egypt
Egypt citizenship
bank deposit
CBI

Program

Program specifics

Route type: Bond; Eligible investment pathway

Holding period: 36 months(~3 yrs); Minimum asset retention

Last updated: Mar 1, 2025; Subject to regulatory change

Information is indicative and may change; confirm current terms with an advisor.

Program overview

The Bank Deposit Route allows investors to secure Egyptian citizenship by depositing USD 500,000 into an approved government bank for three years. This path is simple, secure, and suitable for investors seeking a low-maintenance route while including their spouse and children under 21.

Investment overview

Minimum deposit: USD 500,000 in an approved Egyptian government bank.
Holding period: 36 months; principal is returned in local currency after completion.
Processing time: Typically 6–9 months, subject to due diligence.

Costs & proof of funds

Costs & funds

Program fees & proof of funds

Estimated program totals

USD: $523,500

Required proof of funds

USD: $500,000

Detailed fee table

Program fee breakdown with price, timing and notes.
Item	Price	When	Notes
Bank deposit (principal applicant)	$500,000	At approval/closing	Minimum deposit required for a single applicant. Additional contributions may apply for family inclusion.
Due diligence — principal applicant	$8,500	At submission	Mandatory background and KYC checks for the main applicant.
Due diligence — spouse	$5,000	At submission	Mandatory background and KYC checks for spouse.
Due diligence — dependent child (0–11)	$0	At submission	No due diligence fee for children under 12.
Due diligence — dependent child (12–17)	$2,000	At submission	Required for children aged 12–17.
Due diligence — dependent (18–30)	$4,000	At submission	Required for adult children or dependents aged 18–30.
Due diligence — parent (55+)	$4,000	At submission	Required for parents included in the application.

Swipe horizontally to see all columns.

We’ll share a personalized cost sheet after your pre-screen.

Proof of funds

Proof of funds$500,000
Applicants must demonstrate the ability to cover the bank deposit and all associated fees for themselves and dependents.

Required (USD): $500,000

Figures are indicative and may change with family size, project selection and program updates.

Official

Government fees

Total (USD): $300

Passport fee (per person)
Charged at issuance stage; non-refundable.
$300

Official fees (payable to the government)

Item	Amount	Notes
Passport fee (per person)	$300	Charged at issuance stage; non-refundable.

Government fees are set by the issuing authority and may change without notice. We’ll confirm current rates during onboarding.

Checklist

Document checklist

8 total items

Documents vary by family profile; we’ll tailor your list.

Identity & Civil

3 items

Valid passport copies (≥ 12 months remaining)
Birth and marriage certificates (apostilled)
Proof of residential address (utility bills or bank statements)

Financial & Source of Funds

3 items

Bank statements covering the last 6–12 months
Proof of deposit transfer to an approved Egyptian government bank
Source-of-funds documents (salary slips, dividends, or sale proceeds)

Compliance

2 items

Police clearance certificates for all adult applicants
Medical examination form and basic laboratory results

Snapshot

Eligible dependents

3 of 4 categories included

IncludedNot included

Spouse: Included
Yes
Children: Up to 21 years21
Yes
Parents: From 55+ years55+
Yes
Siblings: Not included
No

Application process

Process

How it works

6 steps

Step 1: Eligibility Check
XIPHIAS assesses candidate credentials to ensure eligibility.
GuidedAvg. 2–4 weeks
Step 2: Document Preparation
Compile and certify all required documentation.
GuidedAvg. 2–4 weeks
Step 3: Submit Application
Submit application and pay non-refundable fees to the Egyptian CBI Unit.
GuidedAvg. 2–4 weeks
Step 4: Due Diligence
Comprehensive background checks and remote interviews for all adult applicants.
GuidedAvg. 2–4 weeks
Step 5: Deposit Investment
Deposit USD 500,000 in an approved government bank; confirm transfer.
GuidedAvg. 2–4 weeks
Step 6: Citizenship Issuance
Upon approval, receive official Egyptian citizenship and passport.
GuidedAvg. 2–4 weeks

Disclosure

Risk & compliance

Please read carefully. These notes are informational and do not constitute legal or financial advice.

Risk notes

2 items

No interest accrues on the deposit; principal is returned after 3 years in local currency, per Egyptian CBI regulations.
Processing timelines may extend due to enhanced due diligence or verification requirements.

Compliance

2 items

Enhanced KYC (Know Your Customer) and source-of-funds checks are mandatory for all adult applicants.
A remote interview may be conducted for adult applicants to verify identity and eligibility.

Comparison

Feature	Donation Route	Real Estate Investment	Business Investment	Bank Deposit
Minimum Investment	USD 250,000	USD 300,000+	USD 450,000 (100k to state + 350k in business)	USD 500,000
Family Inclusion	Spouse + children under 21	Spouse + children under 21	Spouse + children under 21	Spouse + children under 21
Processing Time	6–9 months	6–9 months	6–9 months	6–9 months
Residency Requirement	None	None	None	None
Investment Type	Non-refundable financial contribution	Asset-backed property purchase	Business equity / fixed capital	Interest-free bank deposit
Government & Due Diligence Fees	Per Egyptian CBI rules	Per Egyptian CBI rules	Per Egyptian CBI rules	Per Egyptian CBI rules
Passport Fee	USD 500 per person	USD 500 per person	USD 500 per person	USD 500 per person
Benefits	Fast, simple, financial-only	Asset-backed, rental potential, long-term investment	Business returns, entrepreneurial	Low-risk, secure, refundable deposit
Liquidity / Exit Options	Not refundable	Can be resold after minimum holding period	Depends on business performance	Refund after 3 years (no interest)
Visa-Free Travel	51 countries	51 countries	51 countries	51 countries

Why Egypt

Strategically located at the crossroads of Africa, Asia, and the Middle East.
Lifetime citizenship with family inclusion (spouse and children under 21).
Access to visa-free or visa-on-arrival travel to 51 countries.
Transparent, fast, and fully CBI-compliant investment pathways.

Cost estimator

Calculator

Cost estimator

Indicative estimate. Excludes exchange/transfer charges and third-party legal costs. Official fees may change without notice.

Choose a base option

Single applicant — Bank deposit$500,000Family — Bank deposit (from)$500,000

Family size

Adults (incl. principal)

Children (<18)

Summary

Family — Bank deposit (from)

fixed • Qty 1

$500,000

Estimated total

$500,000

Who this program is NOT for

Incomplete, falsified, or non-apostilled documentation submitted with the application.
Failure to pass due diligence, background checks, or source-of-funds verification as required by Egypt CBI rules.
Deposits made through non-approved banking channels or non-governmental banks will disqualify the application.

Not a match? Explore other programs in Egypt.

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