Step 1: Initial Consultation
To fully understand the procedure and options, start with a thorough consultation with XIPHIAS.
GuidedAvg. 2–4 weeks
At a glance
Quick facts
Minimum investment $230,000; Typical timeline 7 months; 3 highlights
- Minimum investment
- $230,000
- Currency: USD
- Typical timeline
- From application start
Highlights
- Antigua and Barbuda citizenship
- donation route
- Caribbean Citizenship Program
Program
Program specifics
- Route type
- Donation
- Eligible investment pathway
- Holding period
- Minimum asset retention
- Last updated
- Subject to regulatory change
Information is indicative and may change; confirm current terms with an advisor.
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Program overview
The National Development Fund (NDF) donation route is Antigua & Barbuda’s most direct and streamlined path to citizenship. Applicants make a one-time contribution to the government-approved fund, with eligible family members included in a single application.
Investment overview
Contribute USD 230,000 for a family of up to four, or USD 245,000 for families of five or more. Additional costs include due diligence, government processing, and passport fees, scaled according to family size. No ongoing residence is required, except for a five-day visit within the first five years.
Cash flow and exit
- The donation is non-refundable; no capital return or income is generated.
- There is no exit strategy; the route is purely philanthropic and designed for citizenship acquisition.
Safeguards and compliance
- All applications must go through CIU-approved channels with full proof of funds documentation.
- Adult applicants undergo enhanced due diligence, including background checks, source-of-funds verification, and remote interviews.
Indicative budgeting Applicants should plan USD 250,000+ to cover the NDF contribution, due diligence, government, and passport fees for a single applicant. Family size increases total costs proportionally.
Costs & proof of funds
Program fees & proof of funds
Fees listed: 9 line items. Estimated totals: $498,800 (USD). Proof of funds items: 1.
Estimated program totals
USD: $498,800
Required proof of funds
USD: $250,000
Detailed fee table
| Item | Price | When | Notes |
|---|---|---|---|
| NDF contribution (family up to 4) | $230,000 | At approval | One-time contribution; covers principal applicant and up to 3 dependents. |
| NDF contribution (family of 5+) | $245,000 | At approval | One-time contribution; covers families of 5 or more. |
| Due diligence — Principal applicant | $8,500 | At submission | — |
| Due diligence — Spouse | $5,000 | At submission | — |
| Due diligence — Dependent child (0–11) | $0 | At submission | — |
| Due diligence — Dependent child (12–17) | $2,000 | At submission | — |
| Due diligence — Dependent (18–30) | $4,000 | At submission | — |
| Due diligence — Parent (55+) | $4,000 | At submission | — |
| Passport fee (per person) | $300 | At issuance | Charged at issuance stage; non-refundable. |
Swipe horizontally to see all columns.
We’ll share a personalized cost sheet after your pre-screen.
Proof of funds
- Recommended liquid funds (from)$250,000
Indicative buffer to cover the NDF contribution, due diligence, and passport fees for applicant and dependents.
Required (USD): $250,000
Figures are indicative and may change with family size, project selection and program updates.
Government fees
Total (USD): $300
- Passport issuance (per person)
Charged at issuance stage.
$300
Eligibility
- To be eligible for the Citizenship by Investment Program in Antigua & Barbuda, candidates must:
- Be at least 18 years old.
- Pass due diligence screenings and have a clean criminal record.
- Be in good health, confirmed by a medical examination.
- Fulfill the program's specified investment requirements.
- Visit Antigua & Barbuda for at least five days within the first five years after obtaining citizenship.
Key benefits
- Visa-free travel to 151 nations, including Russia, the Schengen area, and the United Kingdom. One of the Caribbean passports allows entry into South Africa without a visa.
- Exemptions from paying taxes on foreign income, gifts, inheritance, wealth, and capital gains.
- Antigua & Barbuda is part of the 15-member Caribbean Community (CARICOM).
- Dual citizenship is allowed for holders of an Antigua passport.
- Eligible family members include spouses, children under 30, parents or grandparents over 55, and unmarried siblings.
Checklist
Document checklist
9 total items
Documents vary by family profile; we’ll tailor your list.
Identity & Civil3 items
Identity & Civil
3 items- Passport copies (validity ≥ 12 months)
- Birth and marriage certificates (apostilled)
- National ID(s) and proof of address (utility/bank statement)
Financial & Source of Funds (SOF)3 items
Financial & Source of Funds (SOF)
3 items- Bank statements (6–12 months)
- Source-of-funds documentation (salary, dividends, or sale proceeds)
- Banker’s reference letter
Compliance3 items
Compliance
3 items- Police clearance certificates (all countries resided in for over 1 year since age 16)
- Medical form and basic lab tests
- CVs for adult applicants
Snapshot
Eligible dependents
3 of 4 categories included
3 of 4 categories eligible. Children up to 30. Parents from 55+ years. Spouse included. Siblings not included.
IncludedNot included
- Spouse
- IncludedYes
- Children
- Up to 30 years30Yes
- Parents
- From 55+ years55+Yes
- Siblings
- Not includedNo
Application process
Process
How it works
Step 2: Select Investment Route
We help you decide which option real estate or donations would be best for you and help you prepare all necessary paperwork, including medical records and notarized agreements.
GuidedAvg. 2–4 weeksStep 3: Application Submission
XIPHIAS handles all correspondence and submits your application on your behalf.
GuidedAvg. 2–4 weeksStep 4: Due Diligence Process
Performs extensive background investigations.
GuidedAvg. 2–4 weeksStep 5: Citizenship & Passport Issuance
After receiving preliminary clearance, you complete the investment. You can then apply for your passport once the payment has been confirmed.
GuidedAvg. 2–4 weeks
Disclosure
Risk & compliance
Please read carefully. These notes are informational and do not constitute legal or financial advice.
Risk notes
2 items- NDF donation is non-recoverable; no capital return.
- Enhanced due diligence may extend processing timelines.
Compliance
2 items- Enhanced KYC including PEP checks, source-of-funds verification, and banking references.
- Remote interviews are typically required for adult applicants.
Comparison
| Dimension | NDF Contribution | Real Estate Investment | Business Investment |
|---|---|---|---|
| Minimum Investment | USD 230,000–245,000 depending on family size | USD 300,000 in CIU-approved property | USD 400,000 per joint venture / USD 1,500,000 sole investor |
| Family Inclusion | Spouse, children <30, parents >55, unmarried siblings | Spouse, children <30, parents >55, unmarried siblings | Spouse, children <30, parents >55, unmarried siblings |
| Residency Requirement | 5 days within first 5 years | 5 days within first 5 years | 5 days within first 5 years |
| Processing Time | 6–7 months | 6–7 months | 6–7 months |
| Risk | None; donation is non-refundable | Property market, resale timing, rental yields not guaranteed | Business performance, operational risk, dividend not guaranteed |
| Returns | None | Rental income possible (if offered) | Dividends/profit from enterprise |
| Compliance & Due Diligence | Standard CIU checks | CIU-approved property, escrow, due diligence, interviews | CIU-approved business, governance, reporting, due diligence, interviews |
| Exit / Liquidity | N/A | Subject to resale rules after 5-year hold | Subject to shareholder agreement, CIU approval, and local law |
| Best For | Investors seeking fastest, simplest route | Investors seeking asset-backed path with potential income | Investors seeking business participation and long-term returns |
Why Antigua & Barbuda
- Direct path to citizenship upon CIU approval and completion of due diligence.
- Minimal residency: only a 5-day visit within the first five years.
- Family inclusion: spouses, children under 30, parents/grandparents over 55, and unmarried siblings in one application.
- Caribbean location: excellent lifestyle, connectivity, and regional access.
Note: Government rules and visa policies may change. Confirm current requirements during onboarding.
Cost estimator
Calculator
Cost estimator
Indicative estimate. Excludes exchange/transfer charges and third-party legal costs. Official fees may change without notice.
Choose a base option
Family size
Adults (incl. principal)
Children (<18)
Summary
Family (up to 4) – NDF contribution
fixed • Qty 1
$230,000
$230,000
Estimated total
$230,000
Who this program is NOT for
- Adverse background findings or unclear source of funds.
- Direct application without authorised agents.
- Sanctions or watchlist conflicts.
Not a match? Explore other programs in Antigua & Barbuda.
Other programs in Antigua & Barbuda
Programs similar to National Development Fund (NDF) – Donation Route
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Advisory only; not legal/financial advice. Subject to KYC & eligibility.