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XIPHIAS Immigration
Portugal D7 Visa — Passive Income Residence
Typical timeline
4 months
Route
Passive Income

Is this for you?

  • Non-EU/EEA/Swiss nationality.
  • Eighteen years of age or older.
  • Regular passive income at or above the threshold, evidenced over a sustained period.
  • Portuguese tax number (NIF) and a Portuguese bank account.
  • Accommodation in Portugal — a lease or proof of ownership.

Not for you if

  • Income that is irregular, unevidenced, or falls below the annual threshold.
  • Serious criminal convictions or ongoing proceedings.
  • Inability to evidence lawful source of funds.

Not a match? Other routes in Portugal

At a glance

Quick facts

No minimum investment; Typical timeline 4 months; 3 highlights

Minimum investment
No minimum
Currency: EUR
Typical timeline
From application start
Highlights
  • Portugal D7
  • passive income
  • residency
Program

Program specifics

Route type
Passive Income
Eligible residency pathway
Last updated
Subject to regulatory change

Information is indicative and may change; confirm current terms with an advisor.

Program overview

Advising Indian families on Portuguese residency since 2009, from our Koramangala office in Bangalore.

Who The D7 Suits

The D7 works for a retiree with a pension, a landlord with rental income, a shareholder living on dividends, or anyone whose money arrives without them needing to be at a desk. It is the quiet route into Portugal: no investment to place, no business plan to defend, no capital at risk.

What it does ask is that Portugal genuinely becomes home. The 16-month presence requirement in the first two years is real and is checked at renewal.

The Income Test

The threshold is arithmetic, not judgement: twelve times the Portuguese national minimum wage for the main applicant, plus 50% of that for a second adult and 30% for each child (Portaria 1563/2007).

For 2026, with the minimum wage at €920 a month, that is €11,040 for the main applicant, €5,520 for a second adult and €3,312 for each child — €16,560 for a couple, and €19,872 for a couple with one child.

Two practical points. First, the figure moves every January with the minimum wage, so XIPHIAS confirms the threshold in force before filing and again before your AIMA appointment. Second, consular officers have discretion, and a file that clears the floor by a euro is a file that invites questions. We build applications with a margin.

The Citizenship Timeline

Portugal changed its nationality law on 19 May 2026 (Lei Orgânica 1/2026). Naturalisation now requires seven years of legal residence for nationals of EU member states and Portuguese-speaking countries, and ten years for everyone else — including Indian nationals. It was five years for everyone before that date. Applications already pending on 19 May 2026 keep the old five-year rule.

Permanent residence is unaffected and remains five years (Lei 23/2007, art. 80.º).

If Portuguese citizenship on a five-year horizon is the reason you are considering this, plan on ten years instead, and weigh that before you commit.

Note also that India does not permit dual citizenship: acquiring Portuguese citizenship would end your Indian citizenship under Section 9(1) of the Citizenship Act 1955. Portuguese residency does not.

Talk To A Portugal Immigration Consultant In Bangalore

XIPHIAS Immigration has guided Indian families into Portugal since 2009, from our office in Koramangala, Bangalore. We were named Best Immigration Consultant by The Times of India in 2022. Our immigration consultants in Bangalore will take you through the requirements, costs and full timeline to permanent residence and citizenship in Portugal.

Sources

Verified against Diário da República and DGERT on 30 September 2026.

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