Step 1
Step 1: Confirm you can meet the health and character requirements and document a legitimate source of funding

New Zealand is an island nation located in the southwestern Pacific Ocean, consisting of the North Island and South Island. The capital city is Wellington, while Auckland serves as the country’s largest city and primary economic center. The country is globally known for its natural beauty, including mountains, forests, lakes, and coastal landscapes. With a population of around five million people, New Zealand has a diverse culture shaped by both Māori traditions and European heritage. Its economy is supported by industries such as agriculture, tourism, technology, education, and financial services. These sectors make the New Zealand residence by investment pathway attractive for global entrepreneurs and investors looking for long-term opportunities.
Step 1: Confirm you can meet the health and character requirements and document a legitimate source of funding
Step 2: Apply to Immigration New Zealand with your investment plan
Step 3: Approval in principle opens a six-month window, with a possible extension, to transfer funds
Step 4: Invest NZD $5M (Growth) or NZD $10M (Balanced) into acceptable investments
Step 5: After verification of the investment, the resident visa is granted, allowing investors and their families to live, work, and study in New Zealand.
The following list outlines the core eligibility requirements for this program.
Provide proof of a lawful source of investment funds
Maintain the required investment for the specified period: 36 months (Growth) or 60 months (Balanced)
Meet health and character requirements
Spend the required number of days in New Zealand during the investment period: 21 (Growth) or 105 (Balanced)
Include eligible family members such as spouse and dependent children up to age 24
Advising Indian families on Asia-Pacific migration since 2009, from our Koramangala office in Bangalore.
The old weighted-investment system is gone, and so is the English-language requirement. There are now two categories:
| Category | Investment | Minimum hold | Days required in NZ |
|---|---|---|---|
| Growth | NZ$5 million | 36 months | 21 days |
| Balanced | NZ$10 million | 60 months | 105 days |
The Growth category is the more interesting of the two for most applicants: half the capital, a shorter hold, and only three weeks in the country across the whole period.
Growth accepts direct investments, managed funds and philanthropy (philanthropy capped at 20% of the total). Balanced adds listed equities, bonds and property developments. Funds must be invested within six months of approval in principle, with a possible extension. A partner and dependent children aged 24 or younger can be included, Immigration New Zealand states no maximum age for the principal applicant, and it reports an average processing time of 36 working days once documentation is complete.
The Business Investor Work Visa opened on 24 November 2025, replacing the closed Entrepreneur Work Visa:
It needs at least 25% ownership of an established business with a purchase price of at least NZ$1 million, and three years' business experience in self-employment or senior management. The visa runs up to four years — a 12-month establishment stage and a three-year operating stage — and both pathways lead to the Business Investor Resident Visa; on the NZ$2 million pathway the business must still be run for three years in total across both visas. The application fee is NZ$12,380. Updated on 6 July 2026 to allow franchises, purchase through a New Zealand resident entity, and gifted capital.
If NZ$5 million is out of reach, this is the route to look at. The Entrepreneur Work Visa it replaced is closed to new applications.
New Zealand does permit dual citizenship. India does not. So the constraint here is entirely on the Indian side.
New Zealand citizenship becomes possible after 1,350 days over five years, with at least 240 days in each of those years. Taking it would end your Indian citizenship automatically under Section 9(1) of the Citizenship Act 1955, regardless of New Zealand's own generosity on the point.
Residence and permanent residence carry no such consequence. Most Indian families stop at permanent residence for exactly that reason, and there is nothing wrong with doing so.
XIPHIAS Immigration has guided Indian families abroad since 2009, from our office in Koramangala, Bangalore. We were named Best Immigration Consultant by The Times of India in 2022. Our immigration consultants in Bangalore will take you through the current official requirements, costs and timeline for New Zealand.
Verified against government sources on 30 September 2026.
Tell us a bit about your case. An advisor will respond within 24 hours.
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