Step 1: Step 1
Submit documents for pre-approval to verify eligibility and source of funds
Residency in Bulgaria
About Bulgaria
About Bulgaria
Bulgaria, a member of the European Union since 2007 and NATO since 2004, is strategically located in Southeast Europe. The country offers a temperate continental climate, rich history, and a low flat tax rate. The Bulgaria Residency by Investment program allows non-EU nationals to acquire permanent residency by investing €512,000 in approved Alternative Investment Funds (AIFs) or Exchange-Traded Funds (ETFs). Family members including spouse, children, parents, and parents-in-law can be included. Investors may apply for citizenship after 5 years and enjoy visa-free travel across the Schengen Area, with no strict physical presence requirements.
Capital:SofiaLanguage:BulgarianCurrency:BGN
- Population
- 6,714,560
- Capital
- Sofia
- Language
- Bulgarian
- Currency
- BGN
- Time zone
- Eastern European Summer Time (EEST, UTC+3)
- Climate
- Temperate continental with Mediterranean influences
Why Bulgaria
Why Bulgaria?
Permanent residency granted within 3–6 months
Investment via regulated AIFs or ETFs with flexible capital options
No physical presence requirement to maintain residency
Citizenship eligibility after 5 years, subject to Bulgarian language exam
Access to EU education, healthcare, and work opportunities
Process
How it works
Step 2: Step 2
Invest €512,000 in an approved Bulgarian AIF or ETF and obtain an investment certificate
Step 3: Step 3
Apply for a D-type visa at the Bulgarian embassy
Step 4: Step 4
Apply in person for a permanent residency ID in Bulgaria
Step 5: Step 5
Apply for Bulgarian citizenship after 5 years and complete the A1/A2 language exam
Step 6: Step 6
Contact Xiphias Immigration for guidance
Eligibility — Requirements
Requirements
The following list outlines the core eligibility requirements for this program.
Be a non-EU national with a valid passport
Possess no criminal history
Provide documentation proving the legal source of invested funds
Meet eligibility criteria for family members (spouse, children, parents, parents-in-law)
Ensure dependent documentation is accurate for adults and minors
Frequently asked questions
Question 1
It allows non-EU nationals to obtain permanent residency by investing €512,000 in approved Bulgarian funds.
Question 2
Yes, spouses, children, parents, and parents-in-law can be included under the same application.
Question 3
No, there is no physical presence requirement to maintain permanent residency.
Question 4
The process typically takes 3–6 months from submission to approval.
Question 5
Investors may apply after 5 years of permanent residency and must pass the A1/A2 Bulgarian language exam.
Question 6
Eligible options include Alternative Investment Funds (AIFs) and Exchange-Traded Funds (ETFs) approved by the Bulgarian Financial Supervision Commission.
Question 7
Yes, adult dependents need a valid passport, proof of income, and legal documents verifying dependency.
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