Bulgaria Residency by Investment

Acquire permanent residency in Bulgaria through investment in funds or ETFs. Family included, EU and Schengen benefits available.

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Snapshot

At a glance

Programs: 3
Min Investment: 300,000–512,000 EUR
Timeline: 9–12 mo

Programs

In Bulgaria

Highlights

Why founders choose this

Immediate permanent residency upon investment
1
Citizenship eligibility after 5 years with language exam
2
Include spouse, children, parents, and parents-in-law
3
Invest in approved AIF or ETF funds
4
No minimum stay requirement
5
Access to EU healthcare, education, and business opportunities
6

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Overview

About Bulgaria

Bulgaria, a member of the European Union since 2007 and NATO since 2004, is strategically located in Southeast Europe. The country offers a temperate continental climate, rich history, and a low flat tax rate. The Bulgaria Residency by Investment program allows non-EU nationals to acquire permanent residency by investing €512,000 in approved Alternative Investment Funds (AIFs) or Exchange-Traded Funds (ETFs). Family members including spouse, children, parents, and parents-in-law can be included. Investors may apply for citizenship after 5 years and enjoy visa-free travel across the Schengen Area, with no strict physical presence requirements.

Capital:SofiaLanguage:BulgarianCurrency:BGN

Population: 6,714,560
Capital: Sofia
Language: Bulgarian
Currency: BGN
Time zone: Eastern European Summer Time (EEST, UTC+3)
Climate: Temperate continental with Mediterranean influences

Key Points

Why Bulgaria?

Permanent residency granted within 3–6 months
Investment via regulated AIFs or ETFs with flexible capital options
No physical presence requirement to maintain residency
Citizenship eligibility after 5 years, subject to Bulgarian language exam
Access to EU education, healthcare, and work opportunities

Process

How it works

6 steps

1
Step 1
Submit documents for pre-approval to verify eligibility and source of funds
2
Step 2
Invest €512,000 in an approved Bulgarian AIF or ETF and obtain an investment certificate
3
Step 3
Apply for a D-type visa at the Bulgarian embassy
4
Step 4
Apply in person for a permanent residency ID in Bulgaria
5
Step 5
Apply for Bulgarian citizenship after 5 years and complete the A1/A2 language exam
6
Step 6
Contact Xiphias Immigration for guidance

Eligibility

Requirements

5 items

Be a non-EU national with a valid passport
Possess no criminal history
Provide documentation proving the legal source of invested funds
Meet eligibility criteria for family members (spouse, children, parents, parents-in-law)
Ensure dependent documentation is accurate for adults and minors

Frequently asked questions

It allows non-EU nationals to obtain permanent residency by investing €512,000 in approved Bulgarian funds.

Yes, spouses, children, parents, and parents-in-law can be included under the same application.

No, there is no physical presence requirement to maintain permanent residency.

The process typically takes 3–6 months from submission to approval.

Investors may apply after 5 years of permanent residency and must pass the A1/A2 Bulgarian language exam.

Eligible options include Alternative Investment Funds (AIFs) and Exchange-Traded Funds (ETFs) approved by the Bulgarian Financial Supervision Commission.

Yes, adult dependents need a valid passport, proof of income, and legal documents verifying dependency.

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