Panama Residency by Investment via Stock Market

Secure Panama permanent residency through regulated stock market investment with expert guidance from XIPHIAS.

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At a glance

Quick facts

Minimum investment: $500,000; Currency: USD

Typical timeline: 3 months; From application start

Highlights

Panama
Panama Stock Market Residency
Panama Residency by Investment
Panama Qualified Investor Visa

Program overview

The Panama Stock Market residency route is part of Panama's Qualified Investor Permanent Residency framework. It grants permanent residency to foreign investors who make a qualifying securities investment via a licensed Panamanian brokerage firm connected to the Panama Stock Exchange.

This is a strong fit for applicants who want a structured, regulated investment route and a fast track to long-term legal status in Panama.

Investment overview

To qualify through the Stock Market route, you must:

Invest at least USD 500,000 in qualifying securities via a licensed and accredited Panamanian brokerage firm.
Ensure the investment is registered and properly documented through the relevant Panamanian securities market framework.
Maintain the investment for a minimum of 5 years.

Costs & proof of funds

Costs & funds

Program fees & proof of funds

Estimated program totals

USD: $500,061

Required proof of funds

USD: $500,000

Detailed fee table

Program fee breakdown with price, timing and notes.
Item	Price	When	Notes
Minimum Securities Investment	$500,000	Before submission	Invest at least USD 500,000 in qualifying securities through a licensed Panamanian brokerage via the Panama Stock Exchange route.
Investment Holding Period	$60	After approval	Maintain the qualifying securities investment for a minimum of 5 years (60 months) to avoid cancellation of permanent residency.
Minimum Presence (to keep PR active)	$1	Every 2 years	Visit Panama at least once every 2 years to maintain permanent residency active.

Swipe horizontally to see all columns.

We’ll share a personalized cost sheet after your pre-screen.

Proof of funds

Proof of Lawful Source of Funds$500,000
Banking/legal/financial documentation showing the investment funds originate legally and were transferred from abroad.

Required (USD): $500,000

Figures are indicative and may change with family size, project selection and program updates.

Eligibility

Be at least 18 years old and legally admissible.
Clean police clearance certificate (apostilled/authenticated as required).
Qualifying securities investment of at least USD 500,000 via a licensed Panamanian brokerage (Panama Stock Exchange route).
Maintain the qualifying investment for at least 5 years.
Valid passport (minimum 6 months validity recommended).
Health certificate from an authorized doctor (issued recently).
Proof of lawful source of funds and evidence the funds came from abroad.
Pay required government fees and provide proofs of payment.

Key benefits

Immediate permanent residency upon approval.
Option to apply for an E-Cedula (Panamanian resident ID) after approval, subject to local procedures.
Eligible dependents can be included (spouse, dependent children, and dependent parents, subject to documentation).
Eligible to apply for Panamanian citizenship after 5 years of residency, subject to legal requirements.
Diversify holdings through regulated securities investment, with potential liquidity relative to real estate.

Application process

Process

How it works

5 steps

Step 1: Step 1 - Eligibility Assessment
For a preliminary eligibility assessment and guidance, the candidate gets in touch with XIPHIAS.
GuidedAvg. 2–4 weeks
Step 2: Step 2 - Complete the Investment & Documentation
XIPHIAS assists the candidate in completing the qualifying securities investment and submitting the required documentation.
GuidedAvg. 2–4 weeks
Step 3: Step 3 - File the Application
Authorized local representatives work with XIPHIAS to submit the application for permanent residency to the Panamanian government.
GuidedAvg. 2–4 weeks
Step 4: Step 4 - Background & Funds Verification
Panamanian officials look into and confirm the applicant's investment, funding source, and background.
GuidedAvg. 2–4 weeks
Step 5: Step 5 - Approval & Permanent Residency Card
The individual receives a permanent resident card and direct permanent status in Panama upon acceptance.
GuidedAvg. 2–4 weeks

Who this program is NOT for

Criminal record or inadmissibility issues.
Failure to prove the lawful source and foreign origin of funds.
Non-compliant brokerage documentation or non-qualifying securities/investment structure.
Failure to maintain the qualifying investment for the required period.

Not a match? Explore other programs in Panama.

Frequently asked questions

It is a permanent residency program in Panama obtained through a qualifying investment (e.g., real estate, securities, or bank deposit) under the Qualified Investor framework.

Applicants must be 18+, have a clean criminal record, be in good health, and prove a lawful source of funds.

Yes. Typically spouse, children under 18, students aged 18-25 who are financially dependent, and dependents with disabilities may be eligible (documentation required).

You must invest at least USD 500,000 in qualifying securities through a licensed Panamanian brokerage connected to the Panama Stock Exchange, and maintain the investment for at least 5 years.

Typical processing is about 2-3 months depending on document readiness, verification, and appointment availability.

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