Malta Permanent Residence Programme – Property Lease Route

Obtain Maltese permanent residence by leasing property with flexible terms and family inclusion.

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At a glance

Quick facts

Minimum investment: €14,000; Currency: EUR

Typical timeline: 12 months; From application start

Highlights

Malta residency
MPRP
Residency by investment

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Quick eligibility check

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1Are you over 18 years old?

Yes

2Do you have at least €500,000 in assets (with €150,000 liquid)?

Yes

3Do you have valid health insurance covering your family?

Yes

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Program overview

The Malta Permanent Residence – Property Lease Route allows non-EU investors to obtain permanent residence by leasing a residential property. This route offers flexibility, lower upfront costs, and family inclusion (spouse, children, parents, grandparents). No minimum stay in Malta is required, and residents benefit from the country’s high-quality healthcare, education, and lifestyle.

Investment overview

Applicants must lease a qualifying residential property for at least 5 years. Minimum annual lease is €14,000 in standard regions and €10,000 in Gozo or southern Malta. A government contribution of €37,000 and NGO donation of €2,000 are also required. Proof of assets ≥ €500,000, including €150,000 in liquid assets, is mandatory.

Costs & proof of funds

Costs & funds

Program fees & proof of funds

Estimated program totals

EUR: €63,000

Required proof of funds

EUR: €500,000

Detailed fee table

Program fee breakdown with price, timing and notes.
Item	Price	When	Notes
Minimum Annual Lease (Standard Regions)	€14,000	At the start of lease agreement	Minimum 5-year lease
Minimum Annual Lease (Gozo/Southern Malta)	€10,000	At the start of lease agreement	Minimum 5-year lease
Government Contribution	€37,000	Payable during application	Non-refundable
NGO Donation	€2,000	Payable during application	Mandatory donation to registered NGO

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Proof of funds

Minimum Assets Required€500,000
Including at least €150,000 in liquid instruments

Required (EUR): €500,000

Figures are indicative and may change with family size, project selection and program updates.

Eligibility

Applicant must be 18 years or older
Comprehensive health insurance for applicant and dependents
Clean criminal record and compliance with due diligence
Lease a qualifying residential property in Malta for at least 5 years

Key benefits

Lower upfront costs compared to property purchase
Flexible housing options without long-term ownership
Schengen visa-free travel for 90 days within 180 days
Family-inclusive program covering spouse, children, parents, and grandparents
No mandatory minimum stay requirement
Access to Malta’s healthcare, education, and stable Mediterranean lifestyle

Application process

Process

How it works

6 steps

Step 1: Submit Preliminary Application
Provide identity, financial, and compliance documents.
GuidedAvg. 2–4 weeks
Step 2: Secure Qualifying Lease
Sign a residential lease for a minimum of 5 years.
GuidedAvg. 2–4 weeks
Step 3: Pay Required Contributions
Pay €37,000 government contribution and €2,000 NGO donation.
GuidedAvg. 2–4 weeks
Step 4: Due Diligence
Complete security and background checks for all applicants.
GuidedAvg. 2–4 weeks
Step 5: Approval-in-Principle
Receive confirmation from the Maltese authorities.
GuidedAvg. 2–4 weeks
Step 6: PR Certificate Issuance
Obtain permanent residence certificate and residence cards for family.
GuidedAvg. 2–4 weeks

Comparison

Feature	Property Lease Route	Property Purchase Route	Government Contribution Route
Minimum Investment	€10,000–€14,000/year	€300,000–€350,000	€39,000 (Govt + NGO)
Ownership	Lease only	Full ownership	N/A
Subletting	After 5 years	After 5 years	N/A
Family Inclusion	Spouse, children, parents, grandparents	Spouse, children, parents, grandparents	Spouse, children, parents, grandparents
Government Fees	€37,000 + €2,000 NGO	€37,000 + €2,000 NGO	€37,000 + €2,000 NGO
Minimum Stay	None	None	None

Who this program is NOT for

Criminal record or pending legal issues
Insufficient proof of funds or assets
Failure to provide required documents

Not a match? Explore other programs in Malta.

Frequently asked questions

Yes, parents aged 55+ and dependent grandparents can be included.

No, there is no mandatory minimum stay for maintaining permanent residence.

Yes, subletting is allowed after 5 years of lease.

No, both the government contribution and NGO donation are non-refundable.

Typically 6–12 months depending on document preparation and due diligence.

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