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Residency in Malta

Malta Permanent Residence Programme (MPRP) – Residency by Investment

About Malta

Overview

About Malta

The Malta Permanent Residence Programme (MPRP) is a government-backed scheme for non-EU, non-EEA, and non-Swiss nationals. Applicants and their families can gain permanent residence by completing a qualifying property purchase or lease, paying the required government contribution, and making a donation to a registered Maltese NGO. The program offers visa-free travel across the Schengen Area for short stays, high-quality healthcare and education, and a stable Mediterranean lifestyle.

Capital:VallettaLanguage:Maltese, EnglishCurrency:Euro (EUR)
Population
525,000
Capital
Valletta
Language
Maltese, English
Currency
Euro (EUR)
Time zone
Central European Time (CET/CEST)
Climate
Mediterranean; hot summers and mild winters

Why Malta

Key Points

Why Malta?

  • Visa-free travel across Schengen countries for short stays (90/180 rule).

  • Property purchase or lease options with minimum thresholds.

  • Family-inclusive program covering spouse, children, and parents.

Process

How it works

  1. Step 1: Step 1

    Submit preliminary application with required documents to the Residency Malta Agency.

  2. Step 2: Step 2

    Pay the administrative fee (€40,000: €10,000 on submission; €30,000 after Letter of Approval in Principle).

  3. Step 3: Step 3

    Complete qualifying property purchase or lease, pay the contribution, and make the €2,000 NGO donation.

  4. Step 4: Step 4

    Undergo due-diligence checks (criminal record, financial proof, health cover).

  5. Step 5: Step 5

    Receive approval-in-principle; upon compliance, issuance of the residence certificate and residence cards.

Eligibility — Requirements

Eligibility

Requirements

7 items

The following list outlines the core eligibility requirements for this program.

  • Qualifying property: purchase valued at €350,000 (or €300,000 in South Malta/Gozo) OR lease of €12,000/year (or €10,000/year in South Malta/Gozo), held for 5 years.

  • Government contribution: €28,000 (if purchasing) or €58,000 (if leasing).

  • Administrative fee: €40,000 (non-refundable; €10,000 at submission, €30,000 post-approval in principle).

  • Donation: €2,000 to a registered Maltese NGO.

  • Assets ≥ €500,000, including at least €150,000 in financial assets.

  • Comprehensive health insurance for applicant and family.

  • Clean criminal record and full due-diligence compliance.

Frequently asked questions

Question 1

Yes. Spouse, dependent children, parents, and grandparents may be included (additional Agency fees apply for parents/grandparents).

Question 2

No minimum stay is required to maintain permanent residence; Schengen short-stay rules apply for travel.

Question 3

Rules depend on the property and local regulations; speak with your agent and the Housing Authority for specifics.

Question 4

Timelines vary by file; after compliance post-approval, the residence certificate may be issued within days once documentation is accepted.

Question 5

Permanent residence does not automatically grant citizenship; separate, long-term residence and eligibility criteria apply.

Why Choose XIPHIAS Immigration?

  • "100% success rate for Malta PR applications"
  • "25+ years leading the global immigration sector"
  • "60+ offices worldwide supporting clients"
  • "25,000+ clients advised across residency and citizenship programs"
  • "End-to-end MPRP file preparation, due diligence & submissions"
  • "Property support: shortlists, legal review, and completion assistance"
  • "Family-first process: dependents handled in one coordinated application"
  • "Transparent fees and timelines, with regular progress updates"
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