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At a glance

Quick facts

Minimum investment CHF 250,000; Timeline varies; 3 highlights

Minimum investment
CHF 250,000
Currency: CHF
Typical timeline
From application start
Highlights
  • Switzerland residency
  • lump-sum tax
  • residency by investment
~10 sec

Quick eligibility check

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1Question 1 of 3 — Are you between 18 and 55 years of age?
2Question 2 of 3 — Can you demonstrate legal and sufficient income to support yourself in Switzerland?
3Question 3 of 3 — Do you have any criminal record?

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Program overview

Switzerland’s lump-sum tax residency program allows high-net-worth individuals to relocate and manage wealth in a secure, politically stable, and financially sophisticated environment. While this route does not allow employment in Switzerland, it offers full family inclusion, access to Schengen travel, and long-term residency opportunities.

Investment overview

Applicants must make a minimum annual contribution of CHF 250,000. The exact amount varies depending on the canton of residence and the applicant’s financial profile. Contributions are structured as a lump-sum tax paid to the local authorities. This route is designed for individuals who wish to maintain wealth outside Switzerland while enjoying the benefits of residency.

Costs & proof of funds

Costs & funds

Program fees & proof of funds

Fees listed: 1 line items. Estimated totals: CHF 250,000 (CHF). Proof of funds items: 1.

Estimated program totals
CHF: CHF 250,000
Required proof of funds
CHF: CHF 0

Detailed fee table

Program fee breakdown with price, timing and notes.
ItemPriceWhenNotes
Minimum Annual ContributionCHF 250,000Paid upon tax agreement with canton

Amount may vary depending on canton and applicant profile.

Swipe horizontally to see all columns.

We’ll share a personalized cost sheet after your pre-screen.

Proof of funds

  • Proof of Financial MeansCHF 0

    Applicants must show legal and sufficient income to support themselves without working in Switzerland.

Required (CHF): CHF 0

Figures are indicative and may change with family size, project selection and program updates.

Eligibility

  • Non-EU/EFTA citizen aged 18–55.
  • No criminal record and in good health.
  • Legal source of income and sufficient financial means.
  • Own or rent residential accommodation in Switzerland.
  • Spend at least 6 months per year in Switzerland.

Key benefits

  • Secure residency in Switzerland for high-net-worth individuals.
  • Include spouse and children under 18 in the application.
  • Access Schengen countries visa-free for 90 days every six months.
  • Safe banking, asset protection, and privacy.
  • Centrally located in Europe with strategic connectivity.

Application process

Process

How it works

  1. Step 1: Preliminary Due Diligence

    Xiphias examines applicant documentation to identify potential risks.

    GuidedAvg. 2–4 weeks

  2. Step 2: Tax Agreement with Canton

    Negotiate the lump-sum tax agreement with cantonal authorities.

    GuidedAvg. 2–4 weeks

  3. Step 3: Swiss National Visa (D)

    Obtain the visa to allow residency in Switzerland and 90-day Schengen travel every six months.

    GuidedAvg. 2–4 weeks

  4. Step 4: Submit Residence Permit Application

    Application submitted in person with legal guidance to the cantonal authorities.

    GuidedAvg. 2–4 weeks

  5. Step 5: Government Due Diligence & Issuance

    Authorities review financial and background information, collect biometric data, and issue temporary residence permit. Renew annually until permanent residency is obtained.

    GuidedAvg. 2–4 weeks

Comparison

FeatureLump-Sum Tax ResidencyOther Residency Routes
Minimum InvestmentCHF 250,000 per yearVaries by route
Investment TypeAnnual lump-sum tax paid to cantonBusiness or other investments
Time to Citizenship10 years10 years
Processing Time3–6 months3–6 months
Family InclusionSpouse + children under 18Spouse + children under 18
Work PermissionNot allowedLimited business activity may be allowed
Residency RequirementMinimum 6 months per yearMinimum 6 months per year

Who this program is NOT for

  • Individuals with criminal records.
  • Applicants unable to demonstrate sufficient financial means.
  • Persons planning to work in Switzerland (not permitted under this route).

Not a match? Explore other programs in Switzerland.

Frequently asked questions

No, employment is not permitted under the lump-sum tax route.

Permanent residency (C Permit) is generally available after 10 years of continuous residence.

Yes, the spouse and children under 18 are included in the application.

Yes, applicants must spend at least 6 months per year in Switzerland.

Typically 3–6 months, depending on canton and document preparation.
Explore

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