Malta has long been a sought-after destination for global investors, retirees, and families looking for European residency without the need to relocate full-time. With the implementation of Legal Notice 146 of 2025, the country has introduced several key reforms to its Malta Permanent Residence Program (MPRP), aimed at making it more efficient, transparent, and appealing, especially for families and property investors.
Let’s take a detailed look at the key updates to Malta’s Permanent Residence Program, and why they’re a game-changer for investors, families, and global residents alike.
1. Temporary One-Year Residence Permit: Start Living in Malta Sooner
One of the most significant updates is the introduction of a temporary one-year residence permit. Under the revised rules, applicants and their eligible family members can receive this temporary permit as soon as they pass the initial due diligence stage.
Why is this important?
Previously, applicants had to wait several months for full approval before being able to reside in Malta. Now, with this permit, they can legally live in Malta almost immediately after preliminary approval. This is especially beneficial for families with children who want to enroll in schools, or retirees looking to start enjoying Malta’s lifestyle without delay.
If the application is ultimately rejected, the permit is revoked within 15 days, ensuring regulatory integrity.
2. New Unified Fee Structure: Simpler and More Transparent Costs
The MPRP has moved to a clear and unified fee system, making it easier for applicants to plan financially. Here's how it breaks down:
- Administrative Fee: €60,000, paid in two parts:
- €15,000 upon submission of the application
- €45,000 after issuance of a Letter of Approval in Principle
- Government Contribution: A flat €37,000, regardless of whether the applicant chooses to buy or lease a property.
- Donation Requirement: €2,000 donation to a registered Maltese NGO.
Note: The updated fees level the playing field, making the leasing route just as financially viable as property ownership.
3. Family-Friendly Reforms: Better Terms for Dependents
The updated program now allows more inclusive and affordable options for dependents, with clarified rules that help families plan more effectively:
- Spouse and children under 18: covered under the main applicant’s contribution (no extra charge).
- Adult children (18+): €7,500 each.
- Disabled adult children: Free of charge.
- Parents and grandparents: Still eligible, provided they are not in full-time employment.
These changes make it easier for multi-generational families to apply together while reducing the financial burden for larger families.
4. New Leasing Rights: Earn Income from Your Investment
For applicants who choose to purchase a qualifying property in Malta, the programme now allows the option to lease the property out if they are not residing in the country.
Why does this matter? Previously, strict rules prohibited renting out the investment property. Now, you can generate rental income, helping to offset your investment cost—ideal for those maintaining EU residency for travel and business but not living in Malta full-time.
5. Licensing for Agents: Ensuring Trust and Accountability
Going forward, anyone assisting applicants—agents, consultants, or legal advisors—must hold a valid annual license from the responsible Maltese authority and pass thorough due diligence checks.
What this means for you: You’ll work with verified, qualified professionals who meet high standards of compliance, ensuring a smoother, safer application experience.
Why These 2025 Changes Matter
These updates make Malta’s MPRP more than just a residency-by-investment scheme—they make it a practical and accessible pathway for individuals and families seeking:
- Early access to EU residency
- Simplified and transparent costs
- Rental income potential from property
- Inclusive family relocation options
- Peace of mind through licensed, regulated advisors
Malta maintains a careful balance between welcoming international residents and upholding strong due diligence and legal integrity.
Explore your options: Malta Residency by Investment (MPRP) and Malta Citizenship & Investor Routes
Conclusion: A Smarter, Stronger MPRP in 2025
Malta’s 2025 updates to its Permanent Residence Programme reflect a strategic move to make the country more accessible, attractive, and investor-friendly. With a temporary residence permit, a simplified fee structure, inclusive family policies, and the ability to earn rental income, the programme is now more flexible and financially viable than ever.
Whether you're seeking a secure European base, long-term residency for your family, or a reliable real estate investment with returns, Malta’s MPRP offers a well-rounded solution backed by legal stability and transparent governance.
To Know more about the Application Process and your Eligibility
Please get in touch with our expert consultants at +91-9019-400-500 or email us at [email protected]
FAQs
Do the 2025 rules let me live in Malta while my MPRP is processed? Yes. After you pass initial due diligence, a temporary one-year residence permit lets you reside in Malta while your application continues.
Is leasing my qualifying property allowed under MPRP 2025? Under the updates, owners of qualifying property may lease it out when not residing, enabling potential rental income.
How much should I budget for government fees and contributions? Plan for €60,000 administrative fees (split €15k + €45k), a €37,000 government contribution, and a €2,000 NGO donation—plus your property route (buy or lease).
Can I include extended family members? Yes. Spouse and children under 18 are included at no extra cost, adult children at €7,500 each, disabled adult children free, and parents/grandparents if not in full-time employment.
