Malta Residency by Investment: 2025 Program Changes at a Glance

Malta has long been a sought-after destination for global investors, retirees, and families looking for European residency without the need to relocate full-time. With the implementation of Legal Notice 146 of 2025, the country has introduced several key reforms to its Malta Permanent Residence Program (MPRP), aimed at making it more efficient, transparent, and appealing, especially for families and property investors.

Let’s take a detailed look at the key updates to Malta’s Permanent Residence Program, and why they’re a game-changer for investors, families, and global residents alike.

1. Temporary One-Year Residence Permit: Start Living in Malta Sooner

One of the most significant updates is the introduction of a temporary one-year residence permit. Under the revised rules, applicants and their eligible family members can receive this temporary permit as soon as they pass the initial due diligence stage.

Why is this important?

Previously, applicants had to wait several months for full approval before being able to reside in Malta. Now, with this permit, they can legally live in Malta almost immediately after their preliminary approval. This is especially beneficial for families with children who want to enroll in schools, or retirees looking to start enjoying Malta’s lifestyle without delay.

If the application is ultimately rejected, the permit is revoked within 15 days, ensuring regulatory integrity.

2. New Unified Fee Structure: Simpler and More Transparent Costs

The MPRP has moved to a clear and unified fee system, making it easier for applicants to plan financially. Here’s how it breaks down:

• Administrative Fee: €60,000, paid in two parts:
  
  • €15,000 upon submission of the application
  • €45,000 after the issuance of a Letter of Approval in Principle
    
• Government Contribution: A flat €37,000, regardless of whether the applicant chooses to buy or lease a property. This removes the tiered structure that previously caused confusion and inconsistency in costs.
  
• Donation Requirement: Applicants are still required to make a €2,000 donation to a registered Maltese non-governmental organization (NGO) as part of their application.

Note: The updated fees level the playing field, making the leasing route just as financially viable as property ownership.

3. Family-Friendly Reforms: Better Terms for Dependents

The updated program now allows more inclusive and affordable options for dependents, with clarified rules that help families plan more effectively:

• Spouses and children under 18 are covered under the main applicant’s contribution, with no extra charge required for their inclusion.
• Adult children (18+): €7,500 each
• Disabled adult children: Free of charge
• Parents and grandparents: Still eligible, but must not be in full-time employment
  

This change makes it easier for multi-generational families to apply together while reducing the financial burden for larger families.

4. New Leasing Rights: Earn Income from Your Investment

For applicants who choose to purchase a qualifying property in Malta, the programme now allows the option to lease the property out if they are not residing in the country.

Why does this matter?
Previously, strict rules prohibited renting out the investment property. Now, you can generate rental income, which helps offset your investment cost. This is especially appealing for those who intend to maintain residency for travel and business purposes but don’t plan to live in Malta full-time.

5. Licensing for Agents: Ensuring Trust and Accountability

Going forward, anyone assisting applicants, be it agents, consultants, or legal advisors, must hold a valid annual license from the responsible Maltese authority. They must also pass thorough due diligence checks.

What this means for you:  
This guarantees that you’re working with verified, qualified professionals who meet the highest standards of compliance, ensuring a smoother and safer application experience.

Why These 2025 Changes Matter

These updates make Malta’s MPRP more than just a residency-by-investment scheme—they make it a practical and accessible pathway for individuals and families seeking:

• Early access to EU residency
• Simplified and transparent costs
• Rental income potential from property
• Inclusive family relocation options
• Peace of mind through licensed, regulated advisors
  

Malta maintains a careful balance between offering a welcoming environment to international residents and upholding its strong standards for due diligence and legal integrity.

Conclusion: A Smarter, Stronger Malta PRP in 2025

Malta’s 2025 updates to its Permanent Residence Programme reflect a strategic move to make the country more accessible, attractive, and investor-friendly. With the introduction of a temporary residence permit, a simplified fee structure, more inclusive family policies, and the ability to earn rental income from property, the programme is now more flexible and financially viable than ever.

Whether you’re looking for a secure European base, long-term residency options for your family, or a reliable real estate investment with returns, Malta’s MPRP offers a well-rounded solution backed by legal stability and transparent governance.

As global mobility becomes increasingly important, Malta stands out as a destination that offers both opportunity and peace of mind.